Cloudmoney
- Author Brett Scott
- Narrator Coleman Pedigo
- Publisher Random House
- Publish Date 19 May 2022
- Run Time 8 hours and 21 minutes
- Format Audio
- Genre Algorithms and data structures, Business and Management, Computing and Information Technology, Currency / Foreign exchange, Data mining, Economic geography, Economic theory and philosophy, Finance, Monetary economics, Monopolies, Political economy, Politics and government, Popular economics, Society and Social Sciences.
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What to expect
Brought to you by Penguin.
The reach of corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we're told is a natural and inevitable move is the work of powerful interests. And the great battle of our time is the battle for ownership of the digital footprints that make up our lives.
In Cloudmoney, Brett Scott tells an urgent and revelatory story about how the fusion of big finance and tech requires 'cloudmoney' - digital money underpinned by the banking sector - to replace physical cash. He dives beneath the surface of the global financial system to uncover a long-established lobbying infrastructure: an alliance of partners waging a covert war on cash. He explains the technical, political, and cultural differences between our different forms of money, and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress.
Cloudmoney takes us to the frontlines of a war for our wallets that is also about our freedom. From marketing strategies against cash, to the weaponization of Covid-19 to push fintech platforms, and the rise of the cryptocurrency rebels and fringe groups pushing back. It asks the most pressing questions:
Who benefits from a cashless society and who gets left behind? Is the end of cash the end of true privacy? And is our cloudmoney future closer than we think it is?
© Brett Scott 2022 (P) Penguin Audio 2022
Critics Review
If people could see clearly how their money is created, they would rebel – especially now that it is digitised. Brett Scott’s highly readable and topical Cloudmoney is, in this sense, a wonderfully revolutionary text
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